LIC & Insurance Policy Name & Nominee Correction
Protect your life and health insurance claims settlement by harmonizing policyholder records.
Legal Background & Department Rules
Under Insurance Regulatory and Development Authority of India (IRDAI) guidelines, changing the life assured's or nominee's name is recorded via an official Endorsement Slip issued by the servicing branch.
For minor typographical errors, submitting an Aadhaar card and PAN card copy alongside the original policy bond is adequate.
For post-marriage surname changes or legal name modifications, insurers require the Marriage Certificate or Gazette of India notification before modifying the maturity payee profile.
Important Rules to Prevent Department Rejection
- • Never wait until the policy matures to correct your name; claim settlement teams subject late corrections to intense scrutiny and forensic checks.
Step-by-Step Procedure with Kaagzaat
Servicing Branch Application
Day 1Drafting policy alteration request quoting policy number and branch code.
Document Verification
Day 3-5Branch manager verifies KYC against IRDAI guidelines.
Endorsement Stamp & Dispatch
Day 7-12Insurer affixes legal endorsement slip to the original bond and updates online portal.
Interactive Document Readiness Auditor for Insurance Policy Correction
Check off the documents you have ready to see if your file is complete.
The physical policy document issued at inception.
Aadhaar Card, PAN Card, and cancelled cheque.
Marriage Certificate or Central Gazette notification.
Frequently Asked Questions on Insurance Policy Correction
Clear, legally verified answers addressing the most critical doubts regarding this procedure.
No. LIC affixes a stamped and signed 'Endorsement Slip' on the reverse of your existing policy bond confirming the updated legal name.
Kaagzaat Legal Desk • Free initial case review